Tag: Insurance

Posted on 11/27/2022
Dwelling coverage 101
Dwelling coverage, also called dwelling insurance, is part of every standard homeowners insurance policy. Dwelling coverage concerns the physical structure of your home, and can help you recoup financially if it’s damaged. While most homeowners insurance policies include dwelling coverage, it can be confusing to determine what sort of damaging events are covered. Here is a quick reference...
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Posted on 11/20/2022
Does home insurance cover water damage? Here's what you should know
Homeowners often wonder, “Does home insurance cover water damage?” Water damage comes in many forms and from many sources, but your standard homeowners insurance policy may not provide coverage for every type. To help you better understand the limits of your homeowners insurance, here is a basic guide to the types of water damage your policy won’t cover:...
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Posted on 10/16/2022
Understanding your insurance: Additional living expenses
Every homeowners insurance policy includes a percentage of coverage for additional living expenses. If you’re temporarily displaced from your home because of damage, this coverage can help you pay for the additional everyday expenses until you’re able to move back in. But what exactly does additional living expense (ALE) coverage include? Here is a basic guide to the...
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Posted on 07/10/2022
Understanding the difference between hazard insurance & homeowners insurance
With so many apparent similarities between the two, hazard insurance and homeowners insurance are often mistaken for the same thing. Standard homeowners insurance policies include hazard coverage, but what about standalone hazard insurance? Here is a basic comparison of hazard insurance and homeowners insurance to help clarify the differences and similarities: Hazard insurance Hazard insurance protects you financially...
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Posted on 04/10/2022
Understanding insurance: Personal liability coverage
Personal liability coverage is included in standard home insurance policies. This type of coverage protects you financially against claims from injuries and damage to other people or property. To help explain how personal liability insurance works, here is a guide to the basics: What does personal liability insurance cover? Personal liability insurance is there to help you if...
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