Tag: Home Insurance

Posted on 06/04/2023
What is property & casualty insurance?
The world of insurance can be confusing. There are so many...
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Posted on 11/20/2022
Does home insurance cover water damage? Here's what you should know
Homeowners often wonder, “Does home insurance cover water damage?” Water damage comes in many forms and from many sources, but your standard homeowners insurance policy may not provide coverage for every type. To help you better understand the limits of your homeowners insurance, here is a basic guide to the types of water damage your policy won’t cover:...
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Posted on 07/10/2022
Understanding the difference between hazard insurance & homeowners insurance
With so many apparent similarities between the two, hazard insurance and homeowners insurance are often mistaken for the same thing. Standard homeowners insurance policies include hazard coverage, but what about standalone hazard insurance? Here is a basic comparison of hazard insurance and homeowners insurance to help clarify the differences and similarities: Hazard insurance Hazard insurance protects you financially...
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Posted on 01/31/2021
Private Mortgage Insurance and Why It Is Required
Image by StartupStockPhotos from Pixabay In general, if you have less than 20 percent of a down payment for the house you want, you will have to pay private mortgage insurance (PMI). This insurance is a cost to you to protect the lender if you default on the loan. In most cases, it’s better to save the 20...
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Posted on 11/22/2020
Tips for Buying An Older Home
Image by skeeze from Pixabay For those who embrace a sense of nostalgic charm, older homes have an undeniable allure. The yesteryear designs and attention to detail are often absent in new construction. As attractive as the idea of living in a glorious Victorian or period home may be, it’s also imperative that you take an extra-long look...
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